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Payment Processing

Vape & Tobacco Industry

Finding the right vape and tobacco payment processor isn’t always easy, especially when selling your products online since many financial institutions avoid this standalone industry. With increased risk of fraud and chargebacks on these types of accounts, finding a dependable merchant who specializes in these high-risk accounts is important to keeping your business moving.

Common Problems When Selling Vape & Tobacco Products

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With products like vape pens growing in popularity, it’s important for your business to stay on top of the latest trends and bring customers a direct way to purchase their tobacco and vape products they need. 

Over the years, several policies by the government and health professionals have been put in place to try and prevent the use of tobacco. While selling tobacco and vape products online is difficult, it is not illegal. However, since rules selling online are not as strict or regulated, many tier one banks and payment processors can feel unprotected, causing them to deny many requests you have for processing. 

This can be frustrating for your business and when you have transactions piling up, it can cause even more issues between you and your customers. That’s why, the only way to accept credit cards online or in your store is through a high-risk tobacco merchant account like AllayPay.

We at AllayPay never judge how merchants choose to make their living, which is why we go out of our way to ensure hard to place vape and tobacco merchants obtain credit card processing and other merchant services they need to be successful.

For over 5 years, AllayPay has been one of the top providers of merchant accounts for adult businesses. It doesn’t just stop at the approval process. AllayPay will ensure you have access to the latest software solutions and tools to help grow faster in this multi-billion dollar adult industry. This includes providing gateways that will automatically load balance your volume should you choose to have multiple processing accounts. We also have cash discount and surcharging options available for retail adult merchants looking to save thousands each year over their existing merchant provider. What are you waiting for? Contact us today!

How to Apply for a Vape & Tobacco Merchant Account

To apply and get approved for a vape and tobacco merchant account with AllayPay, you’ll need specific documentation to begin your application process. Here is what you’ll need:

  • Driver’s license, or valid government ID
  • Last 3 Months’ Business Bank Statements, if available
  • Last 3 Months’ Processing Bank Statements, if available
  • Additional support may be requested
Apply Today!
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How AllayPay Can Help

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Getting access to several markets will be a top priority for your business. With AllayPay, we know the industry and can integrate a payment gateway that will work for you.
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Most merchant accounts you try to set up will have a long process, only just to be turned down at the end because you sell tobacco and vape products.
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When you have a partner like AllayPay who understands the industry, we’ll help you so you don’t have to bend over backwards to set up your account.
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Within 24-48 hours, we’ll be able to integrate our payment process platform with any third party gateway, so you can get your business up and running as quickly as possible.
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Not only that, but we stay up-to-date on all compliances and rules set by the bank to ensure your account doesn’t get shut down.

Why Use AllayPay to Open a Vape and Tobacco Merchant Account

AllayPay knows how to integrate your needs with our platform. With years of developing payment gateways to high-risk accounts, we provide an affordable rate that will grow your business and keep your accounts secured.

  • Process credit and debit cards
  • Integrate with real terminals, virtual terminals, and online shopping carts.
  • Provide processing for start-up business
  • Third party gateway compatibility
  • Updating policies due to legislation
  • Integrate with popular platforms like Shopify, WooCommerce, Magento, WordPress, and more.
  • Ability to process for retail, MOTO, and card not present sales

Most other platforms have trouble keeping client’s payment processors from shutting down due to misunderstandings and a lack of the tobacco and vape industry. When you go through AllayPay, however, we have an infrastructure and a knowledgeable team that won’t delay your payments or cause your operations to stop. We stay compliant to all rules and regulations, while reducing the risk of account freezes, so you can continue to work and satisfy your customers.

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Starting Your Payment Approval Process with AllayPay

Getting started with AllayPay takes only a few simple steps. By following these instructions, you’ll be on your path to securing online and in-store payments for tobacco and vape products.

  1. Fill out the quick pre-application form online.
  2. Our sales representative will get in contact with you immediately to finish your application process.
  3. Take a break while underwriting does its process. This typically takes about 24-48 hours.
  4. After our staff has approved your application, we’ll contact you to get started on setting up your payment gateway and card present merchant account for your business.

AllayPay knows how to integrate your needs with our platform. With years of developing payment gateways to high-risk accounts, we provide an affordable rate that will grow your business and keep your accounts secured.

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Process With Us Today

Don’t waste any more time trying to find the right solution. Regardless of your industry, poor credit, or lack of payment processing history, we’ll work with you to get you on track for quick and efficient payment processes.

Apply Now