Insurance Underwriters and Brokers Credit Card Processing

AllayPay delivers secure, specialized payment processing built for insurance underwriters, brokers, and agencies handling complex transactions and recurring premiums.

Insurance Underwriters and Brokers Businesses We Support

AllayPay offers specialized merchant accounts for insurance companies, backed by banks that understand your business. We tailor your payment setup to your exact model. Here are some of the businesses we support.

  • green-check-boxInsurance Underwriters
  • green-check-boxOnline Insurance Quoting Platforms
  • green-check-boxIndependent Insurance Brokers
  • green-check-boxEnterprise Insurance Providers
  • green-check-boxBusiness Liability Insurance Agencies
  • green-check-boxCyber Liability and Specialized Policy Brokers
  • green-check-boxLife, Auto, and Health Insurance Sellers
  • green-check-boxAnd many more...
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Trusted Insurance Underwriters and Brokers Payment Processing

High-risk approval. Fast onboarding. Reliable processing without disruptions.

Contact us now!

  • sub_pos

    POS Systems & Hardware

  • sub_account

    Accounting Integrations

  • sub_omni

    Omni Channel

  • sub_dahs

    Personal Dashboard

  • sub_manage

    Chargeback Management

  • sub_report

    Online Reporting

  • sub_gateway

    Multiple Gateways

  • sub_platform

    Integrated Platforms

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Insurance Underwriters and Brokers Credit Card Processing FAQs

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    What is a merchant account?

    A merchant account allows agents, brokers, and underwriting firms to accept credit card and ACH payments for policies, broker fees, underwriting services, or consulting.

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    Why do insurance businesses need specialized payment processing?

    Insurance is considered a specialty business vertical due to: 

    • Recurring billing  
    • High average transaction values 
    • Regulations for handling funds 
    • MCC code restrictions with certain processors 

    We work with over 20+ acquiring banks that understand these risks and support compliant onboarding for insurance businesses. 

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    What types of insurance businesses do you support?

    We work with every type of insurance business including: 

    • Licensed insurance brokers and agencies 
    • Independent underwriting firms 
    • Captive and non-captive producers 
    • Specialty lines and surplus product brokers 
    • Consulting firms offering risk management or advisory services 
    • Enterprise brokers operating in multiple jurisdictions 
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    What types of payments can I accept?

    You can accept: 

    • Credit and debit cards (Visa, Mastercard, Amex, Discover) 
    • ACH and eCheck payments for recurring or high-ticket transactions 
    • Retainers, service fees, or initial policy payments 
    • Invoice-based or scheduled billing 

    All transactions are processed through PCI-compliant gateways with fraud tools for your protection. 

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    Can I accept recurring payments for premiums or service fees?

    Yes. We support recurring billing with flexible scheduling that’s ideal for:

    • Monthly or quarterly fee arrangements 
    • Consulting retainers 
    • Policy installment payments 
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    Can I integrate payments into my CRM or policy management system?

    Yes, our solutions seamlessly integrate with: 

    • Authorize.net, NMI, Fluid Pay, BlueSnap, accept.blue 
    • CRMs like Zoho, HubSpot, Salesforce, and ActiveCampaign 
    • Accounting tools such as QuickBooks, Xero, FreshBooks 
    • Enterprise platforms including Sage Intacct and S/4 HANA 
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    What if I operate across multiple locations or regions?

    We support enterprise level merchant processing with: 

    • Multi-location and multi-MID support 
    • Tools that provide centralized dashboards for reporting 
    • Account access across teams 
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    How quickly can I get approved?

    Most licensed brokers and underwriters are approved within 1–2 business days. We’ll review your licensing, business model, and transaction types to match you with the best banking partner.

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    How can I reduce my payment processing costs?

    We offer payment solutions that help simplify your payment and reduce fees. These include: 

    • Interchange-plus pricing with full transparency 
    • Surcharging and cash discount options for service fees 
    • Volume-based discounts for larger brokerages

    We’ll run a cost analysis based on your current volume and suggest the most efficient model. 

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    What makes AllayPay different?

    We’re built for specialized verticals like insurance. We get fast approvals through our network of 20+ acquiring banks. We provide seamless integration with CRMs, ERPs, and accounting tools. You’ll get real-time fraud protection and chargeback monitoring. We act as your partner, not just a processor.  

    Ready for transparent, compliant solutions with no hidden fees? Contact us today and our team will walk you through the entire process so you can start accepting secure payments without delay. 

Highest-Rated-POS

Highest Rated POS Systems & Hardware

For retailers, we offer many options for POS systems, such as Clover, LightSpeed, and CoreSTORE. We offer the most gateways available for selling online, including Authorize.net, NMI, and FluidPay.

Matching-Your-Payment-Processing-Needs

Matching Your Payment Processing Needs

We identify all your pain points to ensure that we customize a solution that exceeds your expectations. From integrations with Quickbooks to hundreds of CRMs, our goal is to save you time and money.

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Your Exclusive Single Point of Contact

Our staff is extremely well trained and committed to responding quickly with the complete answers you need without any runaround. We free up your time, so you can focus on growing your business.

What People are Saying About AllayPay

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If you’re looking for a transparent merchant processor that provides competitive fees and excellent customer service, AllayPay is the company for you. We joined them in Aug. 2022 after getting fed up with extreme fee structures for CBD-based businesses that had horrible customer service. AllayPay patiently went through a detailed vetting process with us during which time they answered every question…

Sarah Brandon

CEO

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The AllayPay team has been fantastic! They worked with us from start to finish and customized a payment gateway for our company, Office Furniture Warehouse. It’s been over a year since we’ve been working with them now, and they are by far the most response company we’ve ever worked with. Thank you!

Bob Collins

Manager

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Understanding how important customer service is, and customer reviews, I searched for a local processing service that would treat us like my business was valued… If you are in business and seeking someone who values your business, then you only need to make one phone call to this organization and you will understand what customer service should be. I am very happy I reached out to AllayPay, you will be as well.

Kary McNeal

Owner

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AllayPay is by far the best merchant processing company I’ve ever dealt with. Jeff and his team spent days helping me get set up properly and answered all of my questions. They also helped me integrate my processing into QuickBooks Online by automatically updating the invoices as paid. With this new system, I’ve now saved 20 hours each month and over $15K each year. Thank you so much!

Yoav Hananya

Owner

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We were using Square and knew that our options were limited for traditional processing in our industry. Not only did AllayPay save us on processing fees, but they also set us up as fast as possible considering our unique circumstances. AllayPay was highly recommended, and we are very grateful that we choose to go with them. You won’t be disappointed!

Neil Shapiro

Owner

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My company was in the market for a new credit card possessor and POS system. We reached out to AllayPay on a whim, and that was the best decision we could have made! The entire team at AllayPay has given us top-priority treatment. The level of communication throughout the entire process was top-tier… We can’t recommend AllayPay highly enough!

Torri Verrilli

Manager

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Smart Payment Processing: Fast & Secure

Get ready for hassle-free payments with the latest technology. Same-day approvals, competitive rates, and dedicated support, all without long-term contracts.