What type of merchant account do I need for my aviation business?

Most aviation businesses need a high-risk merchant account. Charter sales are large, and monthly volume can be high. A standard account may not be set up for that, and some processors hold funds when large charges come in, which can slow your cash flow. AllayPay sets up merchant accounts built for high-risk industries, so you hold your own MID.

Why is private aviation considered high-risk in payments?

Charter tickets are large, and customers pay before the flight takes place. Federal bank examiners say future-delivery sales like airline tickets carry more chargeback risk, because disputes can start after the service date. Trips can also be canceled or changed, which can lead to disputes.

How does AllayPay help private jet businesses reduce chargebacks and fraud?

We set up fraud and velocity filters for each business. These can include address verification (AVS), card security code checks (CVV), IP and country filters, and limits on how often a card can be used in a set time (velocity controls). We also support 3D Secure, which adds a step where the cardholder’s bank confirms the buyer before the sale goes through.

Can I accept payments online and offer invoicing with AllayPay?

Yes. We support many eCommerce gateways with hosted payment pages, invoicing, and recurring billing. Recurring billing works for jet card, membership, and subscription flight programs.

Can you integrate with my flight scheduling or booking software?

We support API integrations with systems such as NetSuite, Oracle, Salesforce, and other CRM platforms. Contact us to check whether your scheduling or booking software works with our tools.

How fast can I receive my funds after a charter booking?

AllayPay offers next-business-day funding, so you can cover fuel, crew, and other trip costs sooner. Your bank may also hold a reserve on future-delivery sales, which affects how much of each sale you receive right away.

What type of processing fees should jet and charter businesses expect?

Fees depend on your business model, monthly volume, and risk profile. We explain your pricing up front, and our contracts have no early termination fees. Contact us for a quote based on your business.

What makes AllayPay different from other processors?

AllayPay is an ISO built for high-risk industries. We set up merchant accounts, so you hold your own MID. We also provide hardware and software integrations, from POS to payment gateways. You get payment processing specialists who stay with you after onboarding instead of a chat widget.

How do I get started with AllayPay?

Fill out our online application or the contact form on this page. A team member will walk you through the documents you need, underwriting, and setup.

Jet & Charter Payment Solutions | AllayPay Merchant Services

Private Jet and Charter Credit Card Processing

Running a private aviation business means dealing with declined transactions, fraud risk, and compliance headaches. Stop losing sales to payment processing issues. AllayPay removes these barriers with high-risk merchant accounts built for luxury air travel.

Jet and Charter Businesses We Support

We handle payment processing for every aviation business model and build your payment system around your operations.

Air Charter Brokers (DOT Part 295)
Air Taxi Operators
Helicopter Charter Services
Group and Sports Team Charters
Nonscheduled Air Cargo Charters
Online Charter Marketplaces
Jet Card and Flight Account Programs
Private Jet Charter Operators (FAA Part 135)
Helicopter and Airplane Sightseeing Tours
Public Charter Operators (DOT Part 380)

Seamless Integrations

View All Integrations →

Trusted Private Jet Charter Payment Processing

Save on merchant accounts for private aviation.

Fast approvals, competitive rates, and secure credit card processing.

AllayPay vs Others	AllayPay	Stripe, etc
High-Risk Expertise	ISO built for high-risk industries	May limit or require special approval for charter businesses
Account Ownership	You hold your own MID	Often a sub-merchant under a shared account
Underwriting	Human underwriting, real decisions	Automated systems
Integrations	POS systems to payment gateways	Varies by provider
Support	Specialists who stay with you after onboarding	Chat widgets and ticket queues
Chargeback Management	Chargeback tools and guidance	Varies by provider

Common Types of Charter Flight Merchants We Underwrite

Merchant Type	Description	Typical Sales Channel	MCC Code
Private Jet Charter Operators	On-demand flights flown under FAA Part 135	Phone / Email / Online	4511
Air Charter Brokers	Arrange flights with authorized operators under DOT Part 295	Phone / Email / Online	4722 / 4511
Helicopter Charter and Tours	Helicopter transfers and sightseeing flights	In-Person / Online	4511 / 4722
Public Charter Operators	Seats sold on public charter programs under DOT Part 380	Online / Travel Agents	4511 / 4722
Jet Card and Flight Account Programs	Prepaid flight hours or account balances	Phone / Online (Prepaid)	4511
Group and Team Charters	Large-aircraft charters for teams and groups	B2B / Direct	4511

MCC codes are examples and may vary based on business model, services, and acquiring bank requirements.

Ready to Take Your
Charter Business Further?

Get a payment solution built for jet and charter businesses, backed by specialists who stay with you after onboarding.

Apply Now Talk to an Expert

Why Jet and Charter Businesses Choose AllayPay

High-Risk Experts

AllayPay is an ISO built for high-risk industries like jet and charter.

Multi-Bank Access

Our bank relationships give you more options for your charter merchant account.

Your Own MID

We set up merchant accounts in your business name, so you hold your own MID.

Dedicated Support

You get payment processing specialists who stay with you after onboarding instead of a chat widget.

Connected Tools

We provide hardware and software integrations, from POS systems to payment gateways.

Jet and Charter Credit Card Processing FAQs

What type of merchant account do I need for my aviation business?
Most aviation businesses need a high-risk merchant account. Charter sales are large, and monthly volume can be high. A standard account may not be set up for that, and some processors hold funds when large charges come in, which can slow your cash flow. AllayPay sets up merchant accounts built for high-risk industries, so you hold your own MID.
Why is private aviation considered high-risk in payments?
Charter tickets are large, and customers pay before the flight takes place. Federal bank examiners say future-delivery sales like airline tickets carry more chargeback risk, because disputes can start after the service date. Trips can also be canceled or changed, which can lead to disputes.
How does AllayPay help private jet businesses reduce chargebacks and fraud?
We set up fraud and velocity filters for each business. These can include address verification (AVS), card security code checks (CVV), IP and country filters, and limits on how often a card can be used in a set time (velocity controls). We also support 3D Secure, which adds a step where the cardholder’s bank confirms the buyer before the sale goes through.
Can I accept payments online and offer invoicing with AllayPay?
Yes. We support many eCommerce gateways with hosted payment pages, invoicing, and recurring billing. Recurring billing works for jet card, membership, and subscription flight programs.
Can you integrate with my flight scheduling or booking software?
We support API integrations with systems such as NetSuite, Oracle, Salesforce, and other CRM platforms. Contact us to check whether your scheduling or booking software works with our tools.
How fast can I receive my funds after a charter booking?
AllayPay offers next-business-day funding, so you can cover fuel, crew, and other trip costs sooner. Your bank may also hold a reserve on future-delivery sales, which affects how much of each sale you receive right away.
What type of processing fees should jet and charter businesses expect?
Fees depend on your business model, monthly volume, and risk profile. We explain your pricing up front, and our contracts have no early termination fees. Contact us for a quote based on your business.
What makes AllayPay different from other processors?
AllayPay is an ISO built for high-risk industries. We set up merchant accounts, so you hold your own MID. We also provide hardware and software integrations, from POS to payment gateways. You get payment processing specialists who stay with you after onboarding instead of a chat widget.
How do I get started with AllayPay?
Fill out our online application or the contact form on this page. A team member will walk you through the documents you need, underwriting, and setup.

What People are Saying About AllayPay

If you’re looking for a transparent merchant processor that provides competitive fees and excellent customer service, AllayPay is the company for you. We joined them in Aug. 2022 after getting fed up with extreme fee structures for CBD-based businesses that had horrible customer service. AllayPay patiently went through a detailed vetting process with us during which time they answered every question…

Sarah Brandon

CEO

The AllayPay team has been fantastic! They worked with us from start to finish and customized a payment gateway for our company, Office Furniture Warehouse. It’s been over a year since we’ve been working with them now, and they are by far the most response company we’ve ever worked with. Thank you!

Bob Collins

Manager

Understanding how important customer service is, and customer reviews, I searched for a local processing service that would treat us like my business was valued… If you are in business and seeking someone who values your business, then you only need to make one phone call to this organization and you will understand what customer service should be. I am very happy I reached out to AllayPay, you will be as well.

Kary McNeal

Owner

AllayPay is by far the best merchant processing company I’ve ever dealt with. Jeff and his team spent days helping me get set up properly and answered all of my questions. They also helped me integrate my processing into QuickBooks Online by automatically updating the invoices as paid. With this new system, I’ve now saved 20 hours each month and over $15K each year. Thank you so much!

Yoav Hananya

Owner

We were using Square and knew that our options were limited for traditional processing in our industry. Not only did AllayPay save us on processing fees, but they also set us up as fast as possible considering our unique circumstances. AllayPay was highly recommended, and we are very grateful that we choose to go with them. You won’t be disappointed!

Neil Shapiro

Owner

My company was in the market for a new credit card possessor and POS system. We reached out to AllayPay on a whim, and that was the best decision we could have made! The entire team at AllayPay has given us top-priority treatment. The level of communication throughout the entire process was top-tier… We can’t recommend AllayPay highly enough!