Dual Pricing Processing We Support

Credit card fees keep rising. For most businesses, they’re one of the top expenses on an income statement. Dual pricing provides a fair and transparent way to protect margins without compromising trust. Especially in industries where cost sensitivity is high:

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Benefits of Dual Pricing Credit Card Processing

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Reduced Costs

Cut thousands in card fees every year.

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Customer Choice

Shoppers decide how they want to pay.

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Market Competitiveness

A small discount can win big purchase decisions.

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Dual Pricing Payment Processing FAQs

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    Why does dual pricing matter for my business?

    Credit card processing costs keep climbing, and every transaction chips away at your profit. Dual pricing programs gives customers a clear choice: save with cash or pay the standard card price. Done right, it’s a win-win for businesses and buyers.

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    Is dual pricing legal in every state?

    Yes. Dual pricing is legal in all 50 states when shown transparently.

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    Does dual pricing apply to debit card payments?

    Yes. Since the credit price is the default, debit, ACH, and check payments qualify for the lower “cash” price.

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    How do customers react to dual pricing?

    Most customers appreciate transparency. Surveys show dual pricing results in higher satisfaction than hidden fees when clearly explained.

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    Do I have to change my posted prices?

    Yes.  With dual pricing, both the cash price and the card price must be clearly displayed so customers can see the difference before paying.

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    What are the compliance rules I should know?

    • Dual pricing is legal nationwide. Both cash and card prices must be clearly posted wherever prices are shown.
    • The difference between prices must reflect the true cost of card acceptance, not an added fee.
    • Receipts must show the price paid (cash or card) and may label it accordingly.
    • Clear signage is required at entry points, checkout areas, and on receipts.
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    What happens if I don’t follow compliance rules?

    You risk chargebacks, card network fines, or termination of your merchant account.

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    Does AllayPay offer POS systems that support dual pricing?

    Yes. Most of our modern POS systems have built-in dual pricing features, making them smooth and compliant.

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    Why should I choose AllayPay for dual pricing?

    We make dual pricing simple, compliant, and profitable by helping merchants implement dual pricing programs and automating compliance. We provide seamless integrations with leading POS systems and payment gateways. Our team of dedicated agents is with you every step of the way, providing support to help you stay compliant with card brand rules.

    Ready to reduce processing costs and offer real choice at checkout? Contact us now to start dual pricing today!

What People are Saying About AllayPay

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If you’re looking for a transparent merchant processor that provides competitive fees and excellent customer service, AllayPay is the company for you. We joined them in Aug. 2022 after getting fed up with extreme fee structures for CBD-based businesses that had horrible customer service. AllayPay patiently went through a detailed vetting process with us during which time they answered every question…

Sarah Brandon

CEO

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The AllayPay team has been fantastic! They worked with us from start to finish and customized a payment gateway for our company, Office Furniture Warehouse. It’s been over a year since we’ve been working with them now, and they are by far the most response company we’ve ever worked with. Thank you!

Bob Collins

Manager

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Understanding how important customer service is, and customer reviews, I searched for a local processing service that would treat us like my business was valued… If you are in business and seeking someone who values your business, then you only need to make one phone call to this organization and you will understand what customer service should be. I am very happy I reached out to AllayPay, you will be as well.

Kary McNeal

Owner

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AllayPay is by far the best merchant processing company I’ve ever dealt with. Jeff and his team spent days helping me get set up properly and answered all of my questions. They also helped me integrate my processing into QuickBooks Online by automatically updating the invoices as paid. With this new system, I’ve now saved 20 hours each month and over $15K each year. Thank you so much!

Yoav Hananya

Owner

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We were using Square and knew that our options were limited for traditional processing in our industry. Not only did AllayPay save us on processing fees, but they also set us up as fast as possible considering our unique circumstances. AllayPay was highly recommended, and we are very grateful that we choose to go with them. You won’t be disappointed!

Neil Shapiro

Owner

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My company was in the market for a new credit card possessor and POS system. We reached out to AllayPay on a whim, and that was the best decision we could have made! The entire team at AllayPay has given us top-priority treatment. The level of communication throughout the entire process was top-tier… We can’t recommend AllayPay highly enough!

Torri Verrilli

Manager

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