DIRECT RUO PEPTIDE PROCESSING NOW AVAILABLE - $100K/MONTHLY MINIMUM
search-black
Recent Searches
Clear All

Accept Payments Your Customers Prefer

Support major credit and debit cards, gift cards and popular digital wallets.

One connection. Every channel.

Powerful Fiserv Commerce Hub Features for Every Business

Everything you need to run your business and get paid.

refresh-cw
Recurring Payments

Charge saved cards on a schedule for subscriptions and memberships.

monitor
Virtual Terminal

Key in payments, run reversals and look up transactions from a browser.

shield
Fraud Tools and 3-D Secure

Add fraud tools and 3-D Secure checks to your checkout through one connection.

user
Tokenization and Card-on-File

Swap card data for secure tokens so returning customers check out faster.

smartphone
Mobile SDK

Add popular payment methods to your app with one mobile SDK.

bar-chart
Commerce Control Center

Track performance and spot trends with reporting and analytics in one view.

Easy Fiserv Integration. Built for Developers.

Fiserv connects through plugins, hosted checkout, a mobile SDK and flexible APIs.

Shopify
WooCommerce
Magento
BigCommerce
Opencart
Salesforce
Shopify
WooCommerce
Magento
BigCommerce
Opencart
Salesforce
View All Intergrations

Get Paid in 4 Simple Steps

01
Customer Checkout

Your customer enters their card or picks a digital wallet at checkout.

02
Authorization

Fiserv secures the payment data and sends the transaction to the issuing bank.

03
Approval

The bank approves the transaction and authorizes the funds.

04
Settlement

Funds settle to your merchant account on your scheduled funding cycle.

Built for Every Business

From growing brands to enterprise, Fiserv scales with you.

Need a more connected payment workflow?

Talk to a payment specialist for a free consultation, with no obligation.

Start Processing Today
faq_bg

Frequently Asked Questions

  • What is the Fiserv payment gateway?

    The Fiserv payment gateway is Fiserv’s family of online and in-store gateways, led today by its flagship, Commerce Hub, a single, modular, cloud-native platform. One connection links your website, app or store to payments, terminals, fraud tools, tokenization, routing and reporting. Because Commerce Hub is modular, Fiserv can add new payment methods and services without you rebuilding the core integration.

  • Is Fiserv Commerce Hub replacing Payeezy?

    Yes. Commerce Hub is Fiserv’s replacement for the legacy First Data and Payeezy gateways. Recurly’s integration guide says Fiserv set those gateways for deprecation at the end of Q3 2025 and that existing First Data and Payeezy merchants were migrated to Commerce Hub behind the scenes. Zuora’s documentation adds that Payeezy is no longer onboarding new customers.

  • Is Fiserv a merchant account or a payment gateway?

    Fiserv is both. Fiserv provides gateway technology such as Commerce Hub and also acts as a merchant acquirer, and Commerce Hub merchants are boarded through Fiserv’s own Merchant Onboarding and Maintenance system. AllayPay, a registered ISO/MSP of Fifth Third Bank, N.A., sets up merchant accounts that run on Authorize.net, NMI or Fluid Pay.

  • What payment methods does Fiserv support?

    Fiserv payment methods on Commerce Hub include Visa, Mastercard, American Express and Discover cards, gift cards and the Apple Pay, Google Pay, Samsung Pay and PayPal wallets. U.S. merchants can also accept ACH Direct Debit and Pay by Bank, and Affirm buy now, pay later is available in the U.S. and Canada. Availability varies by country and account setup.

  • Can I accept payments through my website with Fiserv?

    Yes. Commerce Hub gives Fiserv merchants four ways to take website payments: Hosted Checkout (hosted pages, components or fields), Pay by Link, plugins such as the Fiserv-built Adobe Commerce plugin, and a RESTful API for a fully custom checkout. Hosted Checkout’s configurator needs no coding, while an API-based Fiserv gateway integration gives full control over design, services and processes.

  • Does Fiserv integrate with eCommerce platforms and business software?

    Yes, mainly through Adobe Commerce and APIs. Fiserv builds and maintains its own Commerce Hub plugin for Adobe Commerce, formerly Magento, and its plugin page lists a Salesforce Commerce plugin as coming. Billing platforms such as Recurly also connect to Commerce Hub for eCommerce, recurring and MOTO payments. Shopify, WooCommerce and BigCommerce are not on Fiserv’s plugin list, so those need custom API work.

  • Does Fiserv include a virtual terminal?

    Yes. Commerce Hub includes a Virtual Terminal in the Commerce Control Center. Authorized users can start payments, issue refunds and voids, upload batches and run reports from a browser. This helps with phone orders, mail orders and invoices.

  • Can Fiserv process recurring payments?

    Yes. Fiserv supports recurring payments and merchant-initiated transactions on Commerce Hub using stored credentials. You can schedule subscription, membership and service-plan charges through the API, or set up recurring billing plans in the Commerce Control Center Virtual Terminal without writing code.

  • Can Fiserv store customer payment methods?

    Yes. Fiserv uses TransArmor tokenization on Commerce Hub to replace card numbers with tokens you can store for repeat purchases and recurring billing. Commerce Hub also supports network tokens issued by the card networks. Your software keeps the token, not the full card number.

  • What is Fiserv Hosted Checkout?

    Fiserv Hosted Checkout is the Commerce Hub option where Fiserv hosts your payment page, components or fields, so card data is entered on Fiserv-hosted fields instead of your own server. That setup can qualify you for the PCI SAQ A questionnaire. Its no-code configurator lets you set color themes, typography and layout with a live preview.

  • Can I send payment links through Fiserv?

    Yes. Commerce Hub Pay by Link lets you create payment links or QR codes and share them by email, SMS, chat or invoice. You can also create links in the Commerce Control Center portal without writing code.

  • Does Fiserv support ACH and eCheck payments?

    Yes, for U.S. merchants. Commerce Hub supports ACH Direct Debit and Pay by Bank, a tokenized ACH option, and its Hosted Checkout can accept checks. If you need bank payments, we can set up ACH and eCheck processing for your business.

  • What fraud prevention tools does Fiserv provide?

    Fiserv’s Commerce Hub gateway offers 3-D Secure, fraud scoring, velocity controls and positive and negative fraud filters for U.S. merchants. These tools run through the same Commerce Hub connection as payments, tokenization and routing, so you can switch them on without building a separate fraud integration.

  • Is Fiserv PCI compliant?

    Yes. Fiserv describes the Commerce Hub API as using PCI-compliant data protection, and Fiserv Hosted Checkout can reduce your own PCI scope to SAQ A because customers enter card data on Fiserv-hosted fields. Your business still completes its own PCI validation for the setup you use.

  • Can Fiserv help reduce failed recurring payments?

    Yes. Fiserv supports network tokens on Commerce Hub from Visa, Mastercard, American Express and Discover. The card networks keep a network token valid when the customer’s card is reissued or expires, so stored recurring charges keep working instead of declining for an outdated card number. Network tokens help only with outdatedcard declines, not insufficient-funds declines.

  • Can I issue refunds and void transactions through Fiserv?

    Yes. Fiserv supports cancels (voids) and refunds on Commerce Hub. Cancel a transaction before it settles to stop the charge, or refund it after settlement. Both can be run through the API or from the Commerce Control Center Virtual Terminal.

  • Does Fiserv provide APIs and webhooks?

    Yes. Fiserv Developer Studio offers APIs, SDKs, sandbox tools and documentation. Commerce Hub also supports server-to-server notifications that help your software confirm payment status for order updates and automation.

  • Is Fiserv suitable for enterprise payment processing?

    Yes. Fiserv positions Commerce Hub for enterprise businesses with complex commerce needs, with enterprise-grade testing, security and resiliency across digital, mobile and in-store channels. Enterprise features include multi-acquirer routing, local payment methods and currencies for new markets, and unified reporting in Commerce Control Center.

  • Can high-risk merchants use the Fiserv payment gateway?

    High-risk merchants can use the Fiserv payment gateway only if a Commerce Hub acquirer, such as Fiserv itself, approves them. For high-risk merchants such as CBD, nutraceutical, vape and travel businesses, AllayPay sets up U.S. merchant accounts that run on Authorize.net, NMI or Fluid Pay.

  • What is a good alternative to Fiserv for high-risk merchants?

    AllayPay offers high-risk merchant accounts as an alternative to Fiserv. AllayPay, a registered ISO/MSP of Fifth Third Bank, N.A., pairs each account with the Authorize.net, NMI or Fluid Pay gateway. AllayPay also provides chargeback monitoring services.

  • How much does the Fiserv payment gateway cost?

    Fiserv does not publish prices for the Fiserv payment gateway. Its Commerce Hub and online payments pages list no rates and direct buyers to a Contact us form, so pricing is quoted per merchant. Fiserv says its eCommerce plugins, such as the Adobe Commerce plugin, use a flat-rate pricing structure, but it does not publish that rate.

  • What is the difference between Fiserv Commerce Hub and Authorize.net?

    Fiserv Commerce Hub and Authorize.net differ mainly in scope. Commerce Hub is an enterprise platform with one connection for online, mobile and in-store payments plus multi-acquirer routing. Authorize.net is a payment gateway whose Gateway Only plan connects to an existing merchant account. AllayPay offers Authorize.net directly.

  • Why use AllayPay® if you are considering the Fiserv payment gateway?

    AllayPay is an ISO built for high-risk industries. We set up merchant accounts, so you hold your own MID. We also provide hardware and software integrations, from POS to payment gateways. AllayPay pairs your merchant account with the Authorize.net, NMI or Fluid Pay gateway. You get payment processing specialists who stay with you after onboarding instead of a chat widget.

  • How do I get started with AllayPay® if I am considering Fiserv?

    Fiserv boards Commerce Hub merchants through its own onboarding process, so contact Fiserv directly to use Commerce Hub. To process with AllayPay instead, request a free quote for a U.S. merchant account. AllayPay offers same-day approvals for many businesses and connects your account to Authorize.net, NMI or Fluid Pay. AllayPay has served merchants from Plantation, Florida since 2016.

Get Started

Ready to connect Fiserv to your payments?

Tell us about your business and we'll match you with the right banking partner and the right pricing, usually within one business day.

  • check-circle No long-term contracts. Cancel anytime.
  • check-circle Service and support at a fraction of the cost.
  • check-circle Dedicated U.S.-based account manager included.

Process with Us Today

Your contact information is secure and adheres to our strict Privacy Policy.